@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;0,600;1,300;1,400&family=Montserrat:wght@300;400;500;600&display=swap');

:root {
  --gold: #c5a059;
  --gold-light: #d4b47a;
  --black: #0D0D0D;
  --white: #FFFFFF;
  --off-white: #FAFAF8;
  --grey-light: #F5F4F0;
  --grey-mid: #E8E6E0;
  --grey-text: #888880;
  --text: #1A1A18;
  --nav-height: 80px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
}

/* ── NAVBAR ── */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  height: var(--nav-height);
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--grey-mid);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 48px;
  z-index: 1000;
}

.nav-logo {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-decoration: none;
  gap: 3px;
}

.nav-logo-name {
  font-family: 'Cormorant Garamond', serif;
  font-weight: 500;
  font-size: 22px;
  letter-spacing: 0.18em;
  color: var(--black);
  line-height: 1;
}

.nav-logo-sub {
  font-family: 'Montserrat', sans-serif;
  font-weight: 400;
  font-size: 7.5px;
  letter-spacing: 0.3em;
  color: var(--gold);
  line-height: 1;
  text-transform: uppercase;
}

.nav-logo-line {
  width: 100%;
  height: 1px;
  background: var(--gold);
  margin: 2px 0;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
}

.nav-links a {
  font-family: 'Montserrat', sans-serif;
  font-weight: 400;
  font-size: 10px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--text);
  text-decoration: none;
  transition: color 0.2s;
  white-space: nowrap;
}

.nav-links a:hover,
.nav-links a.active { color: var(--gold); }

.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}

.nav-hamburger span {
  display: block;
  width: 24px;
  height: 1px;
  background: var(--black);
  transition: all 0.3s;
}

/* ── MOBILE NAV ── */
.nav-mobile {
  display: none;
  position: fixed;
  top: var(--nav-height);
  left: 0; right: 0;
  background: var(--white);
  border-bottom: 1px solid var(--grey-mid);
  padding: 24px 32px;
  z-index: 999;
  flex-direction: column;
  gap: 20px;
}

.nav-mobile.open { display: flex; }

.nav-mobile a {
  font-family: 'Montserrat', sans-serif;
  font-weight: 400;
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--text);
  text-decoration: none;
  padding: 8px 0;
  border-bottom: 1px solid var(--grey-light);
}

.nav-mobile a:hover { color: var(--gold); }

/* ── PAGE WRAPPER ── */
.page-wrapper {
  padding-top: var(--nav-height);
  min-height: 100vh;
}

/* ── HERO ── */
.hero {
  position: relative;
  height: 88vh;
  min-height: 560px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  background: var(--off-white);
}

.hero-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.18;
}

.hero-img-placeholder {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, #e8e4dc 0%, #d4cfc4 100%);
  display: flex;
  align-items: center;
  justify-content: center;
}

.img-placeholder-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 10px;
  letter-spacing: 0.25em;
  text-transform: uppercase;
  color: var(--grey-text);
  border: 1px dashed var(--grey-mid);
  padding: 12px 24px;
}

.hero-content {
  position: relative;
  text-align: center;
  padding: 0 24px;
  max-width: 820px;
}

.hero-eyebrow {
  font-family: 'Montserrat', sans-serif;
  font-size: 10px;
  letter-spacing: 0.35em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 24px;
  display: block;
}

.hero h1 {
  font-family: 'Cormorant Garamond', serif;
  font-weight: 300;
  font-size: clamp(40px, 6vw, 72px);
  line-height: 1.1;
  color: var(--black);
  margin-bottom: 24px;
  letter-spacing: 0.02em;
}

.hero h1 em {
  font-style: italic;
  font-weight: 300;
}

.hero-sub {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 13px;
  letter-spacing: 0.12em;
  color: var(--grey-text);
  line-height: 1.8;
  max-width: 480px;
  margin: 0 auto 40px;
}

/* ── BUTTONS ── */
.btn {
  display: inline-block;
  font-family: 'Montserrat', sans-serif;
  font-weight: 500;
  font-size: 10px;
  letter-spacing: 0.25em;
  text-transform: uppercase;
  text-decoration: none;
  padding: 16px 40px;
  transition: all 0.3s;
  cursor: pointer;
  border: none;
}

.btn-dark {
  background: var(--black);
  color: var(--white);
}

.btn-dark:hover {
  background: var(--gold);
  color: var(--white);
}

.btn-outline {
  background: transparent;
  color: var(--black);
  border: 1px solid var(--black);
}

.btn-outline:hover {
  background: var(--black);
  color: var(--white);
}

.btn-gold {
  background: var(--gold);
  color: var(--white);
}

.btn-gold:hover {
  background: var(--black);
  color: var(--white);
}

/* ── SECTIONS ── */
section {
  padding: 100px 0;
}

.section-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 48px;
}

.section-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 9px;
  letter-spacing: 0.4em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
  display: block;
}

.section-title {
  font-family: 'Cormorant Garamond', serif;
  font-weight: 300;
  font-size: clamp(30px, 4vw, 48px);
  line-height: 1.15;
  color: var(--black);
  margin-bottom: 24px;
  letter-spacing: 0.02em;
}

.section-title em { font-style: italic; }

.section-text {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 13px;
  line-height: 2;
  color: #555550;
  max-width: 600px;
}

.divider {
  width: 48px;
  height: 1px;
  background: var(--gold);
  margin: 32px 0;
}

.divider-center {
  margin: 32px auto;
}

/* ── GREY BG SECTION ── */
.bg-grey { background: var(--grey-light); }
.bg-offwhite { background: var(--off-white); }

/* ── TWO COL LAYOUT ── */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.two-col.reverse { direction: rtl; }
.two-col.reverse > * { direction: ltr; }

/* ── IMAGE BLOCK ── */
.img-block {
  position: relative;
  aspect-ratio: 4/3;
  overflow: hidden;
  background: var(--grey-mid);
}

.img-block img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.img-block-placeholder {
  width: 100%;
  height: 100%;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 12px;
  background: var(--grey-light);
  border: 1px dashed var(--grey-mid);
}

.img-block-placeholder .ph-icon {
  width: 32px;
  height: 32px;
  opacity: 0.3;
}

.img-block-placeholder span {
  font-size: 9px;
  letter-spacing: 0.3em;
  text-transform: uppercase;
  color: var(--grey-text);
}

/* ── PROCESS STEPS ── */
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 40px;
  margin-top: 56px;
}

.step {
  padding: 32px 24px;
  border-top: 1px solid var(--grey-mid);
  position: relative;
}

.step-num {
  font-family: 'Cormorant Garamond', serif;
  font-size: 48px;
  font-weight: 300;
  color: var(--grey-mid);
  line-height: 1;
  margin-bottom: 16px;
}

.step-title {
  font-family: 'Montserrat', sans-serif;
  font-weight: 500;
  font-size: 10px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--black);
  margin-bottom: 12px;
}

.step-text {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 12px;
  line-height: 1.8;
  color: var(--grey-text);
}

/* ── CARDS ── */
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2px;
  margin-top: 56px;
}

.card {
  background: var(--white);
  padding: 48px 36px;
  border: 1px solid var(--grey-mid);
}

.card-icon {
  width: 32px;
  height: 1px;
  background: var(--gold);
  margin-bottom: 32px;
}

.card-title {
  font-family: 'Cormorant Garamond', serif;
  font-weight: 400;
  font-size: 22px;
  color: var(--black);
  margin-bottom: 16px;
  line-height: 1.2;
}

.card-text {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 12px;
  line-height: 1.9;
  color: var(--grey-text);
}

/* ── FORMS ── */
.form-wrap {
  max-width: 640px;
  margin: 0 auto;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-group.full { grid-column: 1 / -1; }

.form-group label {
  font-family: 'Montserrat', sans-serif;
  font-weight: 500;
  font-size: 9px;
  letter-spacing: 0.25em;
  text-transform: uppercase;
  color: var(--black);
}

.form-group input,
.form-group select,
.form-group textarea {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 13px;
  color: var(--text);
  background: var(--white);
  border: 1px solid var(--grey-mid);
  padding: 14px 16px;
  outline: none;
  transition: border-color 0.2s;
  border-radius: 0;
  -webkit-appearance: none;
  appearance: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
}

.form-group textarea { resize: vertical; min-height: 120px; }

.form-check {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-top: 8px;
  cursor: pointer;
}

.form-check input[type="checkbox"] {
  width: 16px;
  height: 16px;
  min-width: 16px;
  margin-top: 2px;
  border: 1px solid var(--grey-mid);
  background: var(--white);
  cursor: pointer;
  accent-color: var(--gold);
  pointer-events: auto;
  position: relative;
  z-index: 1;
  -webkit-appearance: checkbox;
  appearance: checkbox;
}

.form-check label {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 11px;
  line-height: 1.7;
  color: var(--grey-text);
  text-transform: none;
  letter-spacing: 0;
  cursor: pointer;
}

.form-submit {
  margin-top: 32px;
  text-align: center;
}

/* ── QUOTE BLOCK ── */
.quote-block {
  border-left: 1px solid var(--gold);
  padding: 8px 0 8px 32px;
  margin: 40px 0;
}

.quote-block p {
  font-family: 'Cormorant Garamond', serif;
  font-style: italic;
  font-size: clamp(20px, 2.5vw, 28px);
  font-weight: 300;
  line-height: 1.5;
  color: var(--black);
}

/* ── TEAM ── */
.team-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 60px;
  margin-top: 56px;
}

.team-member { }

.team-photo {
  aspect-ratio: 3/4;
  overflow: hidden;
  background: var(--grey-light);
  margin-bottom: 24px;
}

.team-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  filter: grayscale(20%);
}

.team-name {
  font-family: 'Cormorant Garamond', serif;
  font-weight: 400;
  font-size: 26px;
  color: var(--black);
  margin-bottom: 4px;
}

.team-role {
  font-family: 'Montserrat', sans-serif;
  font-weight: 400;
  font-size: 9px;
  letter-spacing: 0.3em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
  display: block;
}

.team-bio {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 12px;
  line-height: 2;
  color: #666660;
}

/* ── BANNER SECTION ── */
.banner {
  background: var(--black);
  padding: 80px 0;
  text-align: center;
}

.banner .section-inner { text-align: center; }

.banner .section-title { color: var(--white); }
.banner .section-text { color: rgba(255,255,255,0.5); margin: 0 auto; }
.banner .divider { background: var(--gold); margin: 24px auto; }

/* ── FOOTER ── */
footer {
  background: var(--off-white);
  border-top: 1px solid var(--grey-mid);
  padding: 60px 0 32px;
}

.footer-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 48px;
}

.footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand .nav-logo-name { font-size: 26px; }
.footer-brand .nav-logo-sub { font-size: 8px; }

.footer-tagline {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 11px;
  line-height: 1.8;
  color: var(--grey-text);
  margin-top: 16px;
  max-width: 220px;
}

.footer-col-title {
  font-family: 'Montserrat', sans-serif;
  font-weight: 500;
  font-size: 9px;
  letter-spacing: 0.3em;
  text-transform: uppercase;
  color: var(--black);
  margin-bottom: 20px;
}

.footer-col ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-col ul a {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 11px;
  color: var(--grey-text);
  text-decoration: none;
  transition: color 0.2s;
}

.footer-col ul a:hover { color: var(--gold); }

.footer-bottom {
  border-top: 1px solid var(--grey-mid);
  padding-top: 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.footer-copy {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 10px;
  letter-spacing: 0.15em;
  color: var(--grey-text);
}

.footer-social {
  display: flex;
  gap: 20px;
}

.footer-social a {
  font-family: 'Montserrat', sans-serif;
  font-weight: 400;
  font-size: 9px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--grey-text);
  text-decoration: none;
  transition: color 0.2s;
}

.footer-social a:hover { color: var(--gold); }

/* ── ADMISSION STEPS (Club) ── */
.admission-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  margin-top: 56px;
  border: 1px solid var(--grey-mid);
}

.admission-step {
  padding: 40px 32px;
  border-right: 1px solid var(--grey-mid);
  position: relative;
}

.admission-step:last-child { border-right: none; }

.admission-num {
  font-family: 'Cormorant Garamond', serif;
  font-size: 56px;
  font-weight: 300;
  color: var(--grey-mid);
  line-height: 1;
  margin-bottom: 20px;
}

.admission-title {
  font-family: 'Montserrat', sans-serif;
  font-weight: 500;
  font-size: 10px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--black);
  margin-bottom: 10px;
}

.admission-text {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 11px;
  line-height: 1.8;
  color: var(--grey-text);
}

/* ── FOUNDERS LIST ── */
.founders-list {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 32px;
  margin-top: 32px;
}

.founder-name {
  font-family: 'Cormorant Garamond', serif;
  font-style: italic;
  font-size: 17px;
  color: var(--grey-text);
}

.founder-sep {
  color: var(--gold);
  font-size: 12px;
  line-height: 2;
}

/* ── SERVICE CARD ── */
.service-cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2px;
  margin-top: 56px;
}

.service-card {
  background: var(--grey-light);
  padding: 56px 48px;
  position: relative;
  overflow: hidden;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 2px;
  height: 0;
  background: var(--gold);
  transition: height 0.4s ease;
}

.service-card:hover::before { height: 100%; }

.service-card-num {
  font-family: 'Cormorant Garamond', serif;
  font-size: 64px;
  font-weight: 300;
  color: var(--grey-mid);
  line-height: 1;
  margin-bottom: 24px;
}

.service-card-title {
  font-family: 'Cormorant Garamond', serif;
  font-weight: 400;
  font-size: 26px;
  color: var(--black);
  margin-bottom: 16px;
  line-height: 1.2;
}

.service-card-text {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 12px;
  line-height: 2;
  color: var(--grey-text);
}

/* ── CONFIDENTIALITY BADGE ── */
.conf-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  border: 1px solid var(--gold);
  padding: 10px 20px;
  margin-top: 32px;
}

.conf-badge span {
  font-family: 'Montserrat', sans-serif;
  font-weight: 400;
  font-size: 9px;
  letter-spacing: 0.3em;
  text-transform: uppercase;
  color: var(--gold);
}

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  nav { padding: 0 32px; }
  .section-inner { padding: 0 32px; }
  .footer-inner { padding: 0 32px; }
  .footer-top { grid-template-columns: 1fr 1fr; gap: 36px; }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .admission-steps { grid-template-columns: repeat(2, 1fr); }
  .admission-step:nth-child(2) { border-right: none; }
  .admission-step:nth-child(3) { border-top: 1px solid var(--grey-mid); }
  .admission-step:nth-child(4) { border-top: 1px solid var(--grey-mid); border-right: none; }
}

@media (max-width: 768px) {
  :root { --nav-height: 64px; }
  nav { padding: 0 20px; }
  .nav-links { display: none; }
  .nav-hamburger { display: flex; }
  .section-inner { padding: 0 20px; }
  section { padding: 72px 0; }
  .footer-inner { padding: 0 20px; }
  .footer-top { grid-template-columns: 1fr; gap: 32px; }
  .two-col { grid-template-columns: 1fr; gap: 40px; }
  .two-col.reverse { direction: ltr; }
  .cards { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: 1fr; }
  .service-cards { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .admission-steps { grid-template-columns: 1fr; }
  .admission-step { border-right: none; border-bottom: 1px solid var(--grey-mid); }
  .admission-step:last-child { border-bottom: none; }
  .footer-bottom { flex-direction: column; gap: 16px; text-align: center; }
}

/* ── LANGUAGE SELECTOR ── */
.lang-selector {
  display: flex;
  align-items: center;
  gap: 6px;
  margin-left: 24px;
  border-left: 1px solid var(--grey-mid);
  padding-left: 24px;
}

.lang-btn {
  font-family: 'Montserrat', sans-serif;
  font-weight: 400;
  font-size: 9px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--grey-text);
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px 2px;
  transition: color 0.2s;
  line-height: 1;
}

.lang-btn:hover,
.lang-btn.active {
  color: var(--gold);
}

.lang-sep {
  font-size: 8px;
  color: var(--grey-mid);
  line-height: 1;
}

/* ── FINANCING PAGE ── */
.finance-hero-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 30%;
  opacity: 0.22;
}

.finance-type-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2px;
  margin-top: 56px;
}

.finance-type {
  background: var(--grey-light);
  padding: 64px 56px;
  position: relative;
  overflow: hidden;
}

.finance-type::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 100%;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s ease;
}

.finance-type:hover::before { transform: scaleX(1); }

.finance-type-tag {
  display: inline-block;
  font-family: 'Montserrat', sans-serif;
  font-weight: 500;
  font-size: 8px;
  letter-spacing: 0.3em;
  text-transform: uppercase;
  color: var(--gold);
  border: 1px solid var(--gold);
  padding: 5px 12px;
  margin-bottom: 28px;
}

.finance-type-title {
  font-family: 'Cormorant Garamond', serif;
  font-weight: 400;
  font-size: 30px;
  color: var(--black);
  margin-bottom: 8px;
  line-height: 1.1;
}

.finance-type-subtitle {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 11px;
  letter-spacing: 0.15em;
  color: var(--grey-text);
  margin-bottom: 24px;
  text-transform: uppercase;
}

.finance-type-text {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 12px;
  line-height: 2;
  color: var(--grey-text);
  margin-bottom: 28px;
}

.finance-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 40px;
}

.finance-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 12px;
  line-height: 1.7;
  color: var(--text);
}

.finance-list li::before {
  content: '—';
  color: var(--gold);
  flex-shrink: 0;
}

/* ── SPECIALTIES (compra) ── */
.specialties {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2px;
  margin-top: 48px;
}

.specialty {
  padding: 40px 28px;
  background: var(--white);
  border: 1px solid var(--grey-mid);
  text-align: center;
  transition: border-color 0.3s, background 0.3s;
}

.specialty:hover {
  border-color: var(--gold);
  background: var(--off-white);
}

.specialty-icon {
  width: 36px;
  height: 1px;
  background: var(--gold);
  margin: 0 auto 24px;
}

.specialty-title {
  font-family: 'Cormorant Garamond', serif;
  font-weight: 400;
  font-size: 20px;
  color: var(--black);
  margin-bottom: 12px;
  line-height: 1.2;
}

.specialty-text {
  font-family: 'Montserrat', sans-serif;
  font-weight: 300;
  font-size: 11px;
  line-height: 1.9;
  color: var(--grey-text);
}

/* ── CLUB 1512 LOGO HERO ── */
.club-logo-hero {
  max-width: 320px;
  width: 80%;
  margin: 0 auto 40px;
  display: block;
  filter: grayscale(1) brightness(0.85);
}

@media (max-width: 768px) {
  .finance-type-grid { grid-template-columns: 1fr; }
  .specialties { grid-template-columns: repeat(2, 1fr); }
  .finance-type { padding: 48px 32px; }
  .lang-selector { margin-left: 16px; padding-left: 16px; }
}